Uber Accidents and Legal Remedies: How to Pursue a Claim

Ridesharing with Uber has transformed transportation. With a simple tap on your smartphone, a ride is available at your fingertips, making transportation more convenient than ever. However, with convenience comes risks. Crashes can still take place, and uber loses uk class action lawsuit passengers could end up injured.

This article explores what kinds of injuries are most common in Uber accidents, who may be liable for damages, along with legal options for pursuing a claim.

Frequent Injuries from Uber Rides

When riding in an Uber, many different types of injuries, especially if the driver is involved in an accident. Among the most common injuries are:

Whiplash: This neck injury is common in rear-end collisions, which can lead to significant discomfort. Symptoms can be delayed, making it harder to recognize early on.

Bone Injuries: Accidents can easily cause fractures, especially in limbs. They may need surgery or prolonged recovery time.

Concussions and Brain Trauma: Brain injuries, including concussions, are often serious after crashes. Head injuries can affect cognition and health for a long time.

Back and Spinal Cord Injuries: Back and spine injuries are common in high-impact crashes. They often result in long-term pain and expensive treatments.

Strains and Sprains: Muscle injuries, including sprains and tears, often occur. Though less visible, they can cause significant discomfort.

Severe Scratches and Lacerations: Sharp debris from accidents may cause deep wounds. Some of these wounds may require stitches or surgical repair.

Determining Liability in Uber Injury Cases

Liability in Uber-related accidents can be complicated. Various individuals and entities could be held accountable. Liability can include the Uber driver, other drivers, or even third parties.

The Uber Driver: If the driver was negligent, distracted, or driving recklessly, they might be liable. Common causes include distracted driving or breaking traffic laws.

A Different Driver: When another driver causes the accident, they may be held responsible.

Uber as a Company: Although Uber classifies drivers as independent contractors, the company’s insurance might apply. Uber offers up to $1 million in liability coverage during active rides.

Liability from Third Parties: Sometimes, accidents result from external factors like road hazards or defective parts. In such cases, lawsuits may involve multiple parties to determine responsibility.

Uber’s Insurance Policy for Riders

Uber provides different levels of insurance depending on the status of the trip. Insurance differs if the driver is awaiting a request, driving to pick up someone, or in a ride.

Driver Not Using the App: When the driver is offline, their personal insurance is responsible.

Driver Online Without Passengers: During this phase, Uber’s coverage includes $50,000 for injury liability per person. Coverage includes up to $50,000 per individual for bodily injury and $25,000 for property damage.

Driver En Route or During a Ride: While en route to pick up passengers or during the ride, Uber’s $1 million policy applies. The coverage includes $1 million for liability and uninsured motorists, as well as collision coverage.

Filing a Legal Claim After an Uber Accident

When serious injuries occur, filing a lawsuit might be necessary if insurance isn’t enough. The legal process can help victims recover lost wages, medical expenses, and damages.

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